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In 1794 Bushrod Washington signed a letter proposing "The Mutual Assurance Society on Buildings against Fire of the State of Virginia," an early form of fire insurance. John Marshall submitted the proposal to the general assembly. It was the first state-wide fire insurance system in the United States. The Society is still in operation, changing its name in 1982 to the Mutual Assurance Society of Virginia. 


American Mutual Alliance, American Mutual Insurance Alliance, and Alliance of American Insurers. “Journal of American Insurance,” 1990, 66 v.

Firemen’s Relief Association, Richmond, Va. The Richmond Virginia Fire Department: Its Organization and Equipment, with an Account of Its Precursors, from the Initial Organization of “Effective Friendship” in 1816. Souvenir, Richmond Fire Department, 1894. Richmond, Va.: Fireman’s Relief Association, 1894.

Hobson, Charles, ed. “Memorial, 15 November 1794.” In The Papers of John Marshall Digital Edition, Vol. 2. Correspondence and Papers, July 1788-Deceber 1795. Charlottesville: University of Virginia Press, 2014.

Mutual Assurance. “Our History | Mutual Assurance Society.” Accessed September 7, 2022.